Many people you know may ask if they can borrow money online and promise to pay it back when their next paycheck arrives. Borrowing is something people do for a wide variety of reasons. The most common ones include some aspect of family life, a health crisis, a celebration, or an unforeseen expense. Getting a Loan is Deeply Rooted in Filipino Culture Taking out loans has grown so commonplace that it may be considered a cultural norm. Most of us have parents who borrowed money from others at some point in our life. When times are tough, and they need…

More Filipinos are buying vehicles. Recent statistics indicated in 2021, the total number of passenger and commercial motor vehicles sold in the Philippines was around 268,500 units. With around 129,100 units sold, Toyota was the largest automaker in the Philippines during that year. The automobile industry has been a growing sector in the Philippines. In 2020, according to Statista data, the Philippines were the 11th highest-selling country in the Asia-Pacific region for passenger vehicles, with 153,833 vehicles sold. A 2020 poll indicated that over 43% of Filipino families had a motorbike or a tricycle, while roughly 9.3% owned a vehicle,…

Acquiring PSA Certificates has never been easy especially when you’re a mom like me who doesn’t have much time to spare going to PSA office. I remember back in 2018 when my son and I both needed our birth certificates for our passport applications. We were still based in the south of Cebu at that time and the nearest PSA office is in Dumaguete City. We had to travel to Dumaguete a day before going to the DFA to get our birth certificates. The queue was very long and had to wait for a max of 4 hours to be…

It’s been two years ago – almost – when everyone was required to stay at home and when outdoor activities were no longer allowed. Although it’s the right thing to do, kids were mostly affected. It’s like missing two years of their childhood life. My son always asks me, almost every day, when he can go out, when he can go to the mall, and when he can play with his friends. Surprised by the news a few weeks ago that malls here in Cebu are now allowing children to get inside the mall as long as they are accompanied…